Dear Head of Human Resources,

As a Payment Specialist with 2 years of financial services experience, I apply with enthusiasm for this position.

I am currently a Payment Application Specialist at P&F Group, where I research and process payment transactions from third-party remitters, government entities, loan servicers, and debit/credit card providers that could not be automatically applied. Mirroring your requirements, I:

• Process payment returns, create invoices, conduct due diligence, and review accounts (value ~$14m annually)
• Provide operational support duties for the Wire Transfer Department (which processes ~$27m annually)
• Researched and implemented a new payment processing system which reduced costs by 17% within 12 months

In addition to my experience, I hold a Bachelor of Accounting & Finance from the University of Delaware, where I was among the top 3% of students and served as President of the FinTech Society for 2 years. I am familiar with all software outlined in your description (Payment Depot, Fattmerchant, CDGcommerce).

Please find attached my resume for your consideration. Thank you very much for your time. I look forward to hearing from you regarding next steps.

Yours faithfully,

Nikita Chevalier