Credit Analyst Resume Example

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Credit Analyst Resume Example (Full Text Version)

Jasmiina Rekola

Address: Hakulintie 63, 20140, Helsinki, Finland

Email address: jasmiinarekola@gmail.com

Phone number: 041 496 9004

Profile

Certified and driven Credit Analyst skilled in financial analysis for various lending institutions. Proven experience in assessing client application, establishing credit lines, making crucial credit decisions, conducting financial reports, and reducing overdue accounts. Extraordinary analytical skills, strong knowledge of financial markets, and high attention to accuracy.

Work experience

01/2018 - 02/2019, Credit Analyst, Student Loans Company, Inc., Helsinki, Finland

Was responsible for credit limit database; analyzed client information and made credit decisions.
Worked closely with the Operations department on automation of the whole borrowing process.
Generated cash flow analysis and executed any calculations of debt service; worked on financial forecasting models.

06/2015 - 12/2017, Credit Analyst, FIS Global, Inc.

Reviewed, maintained, and make crucial decisions on applications in compliance with company policies and procedures; communicated decisions to clients.
Identified potential clients and using own knowledge and expertise established credit lines; conducted financial analysis for accounts over 300 000€.
Collaborated with colleagues on the reduction of overdue accounts, reduced by 15% in 2016 and 20% in 2017.
Prepared monthly/annual reports for managers, stayed up-to-date with loan trends.

Education

09/2011 - 05/2015, Accounting & Finance, University of Liverpool, Liverpool, United Kingdom

First Class Honours

Clubs and Societies: Math Society, Tennis Club, Volleyball Team

09/2009 - 05/2011, IB Diploma Programme, Ressu Comprehensive School, Helsinki, Finland

Graduated with Distinction (Grade 1 - A/excellent equivalent in all 6 subjects)

Skills

Languages

Finnish

English

Spanish

Computer Skills

Microsoft Office

BankSense, LogicGate

VestServe, Riskturn

iBalance

Interpersonal Skills

Analytical Skills

Communication Skills

Good Team Player

Multitasking

Risk Management

Volunteering

09/2013 - 05/2014, President, Liverpool University Math Society, Liverpool, United Kingdom

Certificates

Certified Chartered Credit Analyst, Global Academy of Finance and Management

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