Dear Hiring Manager,

As a Credit Authorizer with 3 years of experience in banking and consumer services, I apply with enthusiasm for this opportunity.

I am currently a Credit Card Authorizer at Lonsdale Bank in Dayton, where I assess authorization requests for credit limit increases, handle lost card reports (VISA, MasterCard, debit), and monitor account activities to detect potentially fraudulent transactions. This involves carefully reviewing credit applications to verify accuracy and eligibility, interacting with customers by phone and email, and working with leadership to address complex matters and customer concerns. This builds upon my 2 years as Credit Authorization Representative at Bartlett Retail Outlets, where I reviewed and dispositioned ~150 consumer credit applications per week.

In addition to strong customer service, communication, and analytical skills, I excel at managing multiple applications simultaneously and pinpointing potential fraud. I have very good credit sense and sound knowledge of VISA and MasterCard application processes.

Lonsdale is reducing its credit authorization team due to the pandemic, so I am now seeking a new opportunity to support customers with their credit needs.

Please find attached my résumé for your consideration. Thank you very much for your time. I look forward to hearing from you regarding next steps.

Yours sincerely,

Marc Parker